By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Privacy Policy for more information.
5 min read

Navigating Special Enrollment: Rules for Moving or Losing Coverage

Written by
Team Orca
Published on
Est read time
5 min read

Outside of the Annual Open Enrollment Period, you must experience a [Qualifying Life Event (QLE)] ( order to change your health insurance enrollment. QLEs include: 

  • Losing Coverage
  • Moving
  • Household Changes (e.g. getting married, having a baby, etc)

If you experience one of these life events, get in touch with the Venteur Customer Support Team. We'll walk you through the following process.

Step 1: Provide Proof of Your Qualifying Life Event

Insurers will ask for verification of your QLE. You typically have 60 days from the date that your QLE took place in order to change your coverage.

Imagine this scenario: you recently got married and need to add your spouse to your health insurance plan. Without providing proof of your marriage, you won't be able to take advantage of the special enrollment period that allows you to make changes to your coverage outside of the annual open enrollment period. Proof, in this case, would be your marriage certificate, which serves as the official documentation of your union.

Different qualifying life events may require specific types of documentation. For example, if you recently had a child, you may need to provide a birth certificate or hospital records to prove the addition of a new family member.

Step 2: Change or Update Your Health Plan

Venteur will open a Special Open Enrollment in your account so that you can make updates or change your health plan.

If you lose coverage or move, you will be able to pick a brand new health insurance plan.

If you have a baby, you can add them to your existing policy or buy a whole new plan for them. However, you won't be able to change your own health insurance enrollment.

Step 3: Submit Your Change to Your Insurance Carrier or the Health Insurance Marketplace

Venteur will assist you in submitting your documentation to your insurance carrier or the health insurance marketplace. We will also assist you in making changes or updates to your insurance policy.

Whether you're getting married, starting a family, or experiencing a change in employment, Venteur is here to help. With our expert assistance, you can navigate the complexities of special enrollment with confidence and ease.

Related posts

Explore more related content

What is Venteur

Explore the best human-first Health Insurance platform

Icon: Workflows

Simple, personalized health benefits

Sign up in minutes, define your contribution, and let your employees choose the health plan that works right for them

Icon: Broker

Integrations to make everything run smoothly

We'll connect with your payroll and finance systems to make deductions and premium payments seamless

Icon: Marketplace

Easy onboarding and off-boarding

In just a few clicks, add your roster and make updates on the fly. We'll handle it from there.

Icon: communications

Venteur Certified Brokers to help your employees pick the right plan

Our trusted brokers ensure the best outcomes for employees and employers by unlocking health savings and providing unrivaled plan options.

Icon: AI

AI-powered plan recommendations to give you confidence while you shop

Backed by 30 years of healthcare data, Venteur’s AI helps employees compare and choose the best plan for their unique situation.

Icon: Rocket

Compliance and reporting because no-duh!

Venteur manages plan administration, reporting, and compliance so you can focus on growing your business.