Employees

A Guide to Open Enrollment 2024: Plan the Future of Your Family Healthcare

Timothy Dahl
Oct 26, 2023
Resource

Maximize your Open Enrollment with Venteur’s unique AI-driven ICHRA solutions. Simplify your health insurance choices, ensuring personalized, cost-effective coverage for you and your family. Stay informed and never miss a crucial date with our comprehensive calendar.

Here's what you can expect to see in Open Enrollment 2024

  • More consumer choice.
  • More insurers are entering the market and the ones already there are expanding their geographic footprint.
  • Additional state-level subsidies. Especially if you live in California, Washington, or Massachusetts. You could see your premiums, deductibles, and out-of-pocket maximums lowered further than in past years.
  • New auto-enroll rules. If you qualify for a better deal, CMS wants you to have it.
  • More time for 26 year olds to get off their parents’ plan.

Open Enrollment 2024 is here!

Photo by Brett Jordan

What is Open Enrollment?

Open Enrollment is a designated period during which individuals can enroll in or make changes to their health insurance plans. During this time, employees can choose a new health insurance plan, make changes to their current plan, or switch plans as per their current health needs and financial considerations.

Open Enrollment is crucial because decisions made during this period will affect an individual’s healthcare coverage for the upcoming year, unless there are qualifying life events that allow for changes outside of this period.

For Venteur, as an ICHRA (Individual Coverage Health Reimbursement Arrangement) administrator, Open Enrollment is a pivotal time. Venteur is the only ICHRA administrator that utilizes advanced AI technology to assist companies in saving money with an ICHRA plan and aids employees in selecting the health plan that best suits their and their families needs.

Our team is thrilled to introduce you to Venteur’s new, upgraded ICHRA platform: Artemis.

Calendar of Events

Activity Date/Period
Health insurance carriers and/or Exchange send renewal communication to employees. Late September-October
Confirm Your ICHRA Plan Design September 29
ICHRA Notices Sent Out to Employees October 2
Open Enrollment Workshops (Optional) October 17 - 28
Employees receive an invite to Venteur ICHRA Portal to shop and enroll in health coverage. November 1
Deadline for employees to pick a health plan (and dental+ vision) November 15
Venteur confirms enrollment and premium payment setup November 1 - December 15
First date of new health insurance plan January 1


Here's What to Expect

If your employer has presented you with an ICHRA plan from Venteur, here's what you can expect as you go through the process.

  • An Enhanced Shopping Experience: This allows you to research plans independently and search provider networks to ensure doctors and specialists are "in-network." Checkout and document uploads are fully automated and happen with the app, and you will gain access to a dashboard that includes your plan information.
  • Open Enrollment Communication Support: If you need additional assistance, contact your benefits manager, who may also have you contact us directly. We're here to help!
  • Venteur Help Center: Please search for the answers to FAQs via our customer support portal here. You can also book a time to speak with a Venteur Customer Service Representative through our portal.

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