Best health Insurance plans in
Alaska
in 2025

Explore affordable Alaska health insurance plans providing comprehensive coverage across the Last Frontier. Finding the best health insurance in Alaska through Venteur connects you with Alaska's leading insurance carriers offering quality healthcare options understanding unique challenges of Alaska living. Our platform provides transparent comparisons, competitive pricing, and enrollment support whether in Anchorage, Fairbanks, or remote communities helping find coverage solutions delivering excellent care including flexible ICHRA options for Alaskan businesses.

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Market overview
2

Health insurance carriers on the marketplace

17

Plans available on the marketplace

16%

Est. savings for Venteur customers*

% savings compared to group plans are estimates and may vary significantly

Alaska
Plans

Discover the best health plans in Alaska

Great Value
Moda Health
Expanded Bronze
PPO
Great Value
Great Value
Great Value
$
$
579
/mo
/mo

Moda Pioneer Alaska Standard Bronze

Deductible:
In-Network: $7,500 / Out-of-Network: $22,500
Primary Care Visits:
In-Network: $50 / Out-of-Network: 60% after deductible
Generic Drugs:
In-Network: $25 per script / Out-of-Network: $25 per script
Balanced Pick
Moda Health
Silver
PPO
Balanced Pick
Balanced Pick
Balanced Pick
$
$
654
/mo
/mo

Moda Pioneer Silver 2900 Direct

Deductible:
In-Network: $2,900 / In-Network-Tier-2: $5,800 / Out-of-Network: $17,400
Primary Care Visits:
In-Network: first 2 visit(s) $5 then $35 / In-Network-Tier-2: 40% / Out-of-Network: 60% after deductible
Generic Drugs:
In-Network: $2 per script / Out-of-Network: $2 per script
Great Coverage
Premera BlueCross BlueShield of Alaska
Gold
PPO
Great Coverage
Great Coverage
Great Coverage
$
$
875
/mo
/mo

Premera Blue Cross Preferred Gold 1500

Deductible:
In-Network: $1,500 / Out-of-Network: $3,000
Primary Care Visits:
In-Network: $30 / In-Network-Tier-2: $30 / Out-of-Network: 60% after deductible
Generic Drugs:
In-Network: $15 / Out-of-Network: $15

Quotes are based on pricing for a 30-year-old male. Specific plans may not be available in all counties within the state. Plan details are for illustration purposes only.

Are you ready?

Get started today with better health benefits

Insurance providers available in Alaska

How it works

Get these plans for my team

1

Sign up for Venteur ICHRA

Venteur’s ICHRA for companies empower employees to protect their health and be their best with flexible, individualized plans that are easy to understand and highly protective.

2

Set a budget

Take control of your benefits strategy with Venteur's user-friendly interface, allowing you to dial in your plan with precision and flexibility, ensuring it aligns perfectly with your company's unique needs and goals.

3

Employees pick their own plan from the marketplace

Launch your benefits to your employees through Venteur's platform, providing them with immediate access to comprehensive coverage and resources tailored to their well-being.

Compare Plans

Taking down group plans one premium at a time

*
Venteur
ICHRA magic
-
Group Plan
Ho-hum
Responsibility taken by the individual market plan
Personalized plan choices
Easy and flexible plan design
Control over premium increases
No minimums for participation

FAQs

You got questions. We got answers!

What should you think about when choosing a health plan?

Choosing a health plan for your business can be complicated and opaque. When evaluating your options, there are a few key factors you should consider:  

  • Costs: Evaluate both the premiums (monthly costs paid by the employer and/or employee) and the out-of-pocket expenses (deductibles, copayments, and coinsurance). Balance these against the overall value and coverage provided. 
  • Flexibility: Consider whether the options allow employees to choose their insurance based on their own unique needs.  
  • Quality of Service: Research the reputation and customer satisfaction ratings of the provider and their network of healthcare providers or health plan options. 
  • Compliance: Ensure that the plan complies with all relevant regulations and laws, such as the Affordable Care Act (ACA) requirements if applicable. 
  • Feedback from Employees: Gathering input from your employees about their healthcare needs and preferences can provide valuable insights into choosing an option that best meets their expectations.
How does Venteur help my team access the plans available in my state?

Venteur administers an ICHRA – an Individual Coverage Health Reimbursement Arrangement. Instead of picking an expensive and inflexible group plan, you set a budget and your employees use Venteur to shop for the plan that works best for them. This allows your employees who elect to enroll in health benefits to pick from the plans available in their state!

What is health insurance in Alaska?

Health insurance in Alaska helps cover medical costs like doctor visits, hospital care, prescriptions, and preventive services. Plans are available through the individual marketplace and include options tailored to Alaska’s geographic and healthcare access challenges. Venteur offers access to these plans via employer-sponsored ICHRA programs.

How much is health insurance in Alaska per month?

For 2026, individual health insurance plans in Alaska typically range from $579 per month for Bronze coverage to $875 per month for Gold plans, based on a 30-year-old in Anchorage. Actual rates depend on age, location, and selected plan. Costs can be offset through subsidies or ICHRA contributions.

What is the 80% rule in Alaska?

Under federal law, the 80% Medical Loss Ratio (MLR) rule requires individual and small group to spend at least 80% of premium revenue on medical claims and quality improvements. This ensures better value for consumers in Alaska.

Does Alaska have Obamacare?

Yes, Alaska participates in the Affordable Care Act (ACA) marketplace. Residents can purchase ACA-compliant plans that include essential health benefits and eligibility for subsidies.

Do you get free healthcare in Alaska?

Some residents may qualify for free or low-cost health insurance through Alaska Medicaid. Eligibility depends on income and household size. Alaska does not offer universal free healthcare.

What is the maximum income to qualify for Medicaid in Alaska?

In 2026, the estimated income limit to qualify for Medicaid is about $20,120 annually for one adult and around $41,400 for a family of four. Eligibility also considers factors such as age, disability, and pregnancy.

Speak with an expert

What is Venteur

Explore the best human-first Health Insurance platform

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Simple, personalized health benefits

Sign up in minutes, define your contribution, and let your employees choose the health plan that works right for them

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Integrations to make everything run smoothly

We'll connect with your payroll and finance systems to make deductions and premium payments seamless

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Easy onboarding and off-boarding

In just a few clicks, add your roster and make updates on the fly. We'll handle it from there.

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Venteur Certified Brokers to help your employees pick the right plan

Our trusted brokers ensure the best outcomes for employees and employers by unlocking health savings and providing unrivaled plan options.

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AI-powered plan recommendations to give you confidence while you shop

Backed by 30 years of healthcare data, Venteur’s AI helps employees compare and choose the best plan for their unique situation.

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Compliance and reporting because no-duh!

Venteur manages plan administration, reporting, and compliance so you can focus on growing your business.

See the platform

Discover the best health plans in Alaska

Great Value
Moda Health
Expanded Bronze
PPO
Great Value
Great Value
Great Value
$
$
579
/mo
/mo

Moda Pioneer Alaska Standard Bronze

Deductible:
In-Network: $7,500 / Out-of-Network: $22,500
Primary Care Visits:
In-Network: $50 / Out-of-Network: 60% after deductible
Generic Drugs:
In-Network: $25 per script / Out-of-Network: $25 per script
Balanced Pick
Moda Health
Silver
PPO
Balanced Pick
Balanced Pick
Balanced Pick
$
$
654
/mo
/mo

Moda Pioneer Silver 2900 Direct

Deductible:
In-Network: $2,900 / In-Network-Tier-2: $5,800 / Out-of-Network: $17,400
Primary Care Visits:
In-Network: first 2 visit(s) $5 then $35 / In-Network-Tier-2: 40% / Out-of-Network: 60% after deductible
Generic Drugs:
In-Network: $2 per script / Out-of-Network: $2 per script
Great Coverage
Premera BlueCross BlueShield of Alaska
Gold
PPO
Great Coverage
Great Coverage
Great Coverage
$
$
875
/mo
/mo

Premera Blue Cross Preferred Gold 1500

Deductible:
In-Network: $1,500 / Out-of-Network: $3,000
Primary Care Visits:
In-Network: $30 / In-Network-Tier-2: $30 / Out-of-Network: 60% after deductible
Generic Drugs:
In-Network: $15 / Out-of-Network: $15

Quotes are based on pricing for a 30-year-old male. Specific plans may not be available in all counties within the state. Plan details are for illustration purposes only.

Plans
2

Health insurance carriers on the marketplace

17

Plans available on the marketplace

16%

Est. savings for Venteur customers*

% savings compared to group plans are estimates and may vary significantly

Insurance providers available in Alaska