Best health Insurance plans in
Idaho
in 2025

Discover top insurance plans in Idaho providing comprehensive coverage for Gem State residents. Venteur makes finding the best health insurance in Idaho simple by connecting you with Idaho's top insurance carriers. Our platform offers transparent plan comparisons, competitive pricing, and expert guidance throughout your selection process. From Boise to Idaho Falls, we help individuals, families, and businesses find coverage options delivering excellent care and value including flexible ICHRA solutions.

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Get a quote
Market overview
8

Health insurance carriers on the marketplace

142

Plans available on the marketplace

5%

Est. savings for Venteur customers*

% savings compared to group plans are estimates and may vary significantly

Idaho
Plans

Discover the best health plans in Idaho

Great Coverage
Mountain Health CO-OP
Platinum
POS
Great Coverage
Great Coverage
Great Coverage
$
$
486.85
/mo
/mo

LINK PLATINUM

Deductible:
In-Network: $500 / Out-of-Network: $2,000
Primary Care Visits:
In-Network: $0 / Out-of-Network: 50% after deductible
Generic Drugs:
In-Network: $5 per script / Out-of-Network: 50% after deductible
Balanced Pick
Regence BlueShield of Idaho
Gold
POS
Balanced Pick
Balanced Pick
Balanced Pick
$
$
436.45
/mo
/mo

IAFN Gold 2500 POS

Deductible:
In-Network: $2,500 / Out-of-Network: $16,300
Primary Care Visits:
In-Network: $10 / Out-of-Network: 60% after deductible
Generic Drugs:
In-Network: $5 per script / Out-of-Network: $5 per script
Great Value
BlueCross of Idaho
Expanded Bronze
POS
Great Value
Great Value
Great Value
$
$
256.34
/mo
/mo

KCN North Bronze HSA 6250

Deductible:
In-Network: $6,250 / Out-of-Network: $18,900
Primary Care Visits:
In-Network: 20% after deductible / Out-of-Network: 60% after deductible
Generic Drugs:
In-Network: $5 per script after deductible / Out-of-Network: $5 per script after deductible

Quotes are based on pricing for a 30-year-old male. Specific plans may not be available in all counties within the state. Plan details are for illustration purposes only.

Insurance providers available in Idaho

How it works

Get these plans for my team

1

Sign up for Venteur ICHRA

Venteur’s ICHRA for companies empower employees to protect their health and be their best with flexible, individualized plans that are easy to understand and highly protective.

2

Set a budget

Take control of your benefits strategy with Venteur's user-friendly interface, allowing you to dial in your plan with precision and flexibility, ensuring it aligns perfectly with your company's unique needs and goals.

3

Employees pick their own plan from the marketplace

Launch your benefits to your employees through Venteur's platform, providing them with immediate access to comprehensive coverage and resources tailored to their well-being.

Compare Plans

Taking down group plans one premium at a time

*
Venteur
ICHRA magic
-
Group Plan
Ho-hum
Responsibility taken by the individual market plan
Personalized plan choices
Easy and flexible plan design
Control over premium increases
No minimums for participation

FAQs

You got questions. We got answers!

Who Can Enroll in a Plan Through Your Health?

Idaho residents can enroll in a plan through Your Health Idaho if they:

  • Do not have access to affordable employer-sponsored coverage.
  • Are under age 65, or not eligible for federal programs such as Medicaid, Medicare, or TRICARE.

You need to be a U.S. citizen or a lawfully present resident living in Idaho, and not be incarcerated.

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How to Apply for Health Insurance in Idaho?
  • Visit the Your Health Idaho website during the Open Enrollment Period to shop and apply for health or dental insurance.
  • You can apply online, over the phone, or by mail; local certified agents and brokers are available to help at no cost.

After choosing a plan, coverage starts when you pay your first premium.

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Am I Required to Have Health Insurance in Idaho?

Idaho does not require residents to have health insurance. The federal health insurance mandate was repealed in 2017.

  • Having a plan is optional, but can help protect you from high medical costs.

‍

What Is the Best Health Insurance Plan in Idaho?

There isn’t one “best” health insurance plan for everyone. The best plan depends on your specific needs and budget.

  • Many choose Silver-tier plans because they balance costs and coverage and may offer additional savings for eligible individuals.
  • Use the plan comparison tools on Your Health Idaho to find a plan that matches your health and financial needs.

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Speak with an expert

What is Venteur

Explore the best human-first Health Insurance platform

Icon: Workflows

Simple, personalized health benefits

Sign up in minutes, define your contribution, and let your employees choose the health plan that works right for them

Icon: Broker

Integrations to make everything run smoothly

We'll connect with your payroll and finance systems to make deductions and premium payments seamless

Icon: Marketplace

Easy onboarding and off-boarding

In just a few clicks, add your roster and make updates on the fly. We'll handle it from there.

Icon: communications

Venteur Certified Brokers to help your employees pick the right plan

Our trusted brokers ensure the best outcomes for employees and employers by unlocking health savings and providing unrivaled plan options.

Icon: AI

AI-powered plan recommendations to give you confidence while you shop

Backed by 30 years of healthcare data, Venteur’s AI helps employees compare and choose the best plan for their unique situation.

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Compliance and reporting because no-duh!

Venteur manages plan administration, reporting, and compliance so you can focus on growing your business.

See the platform

Discover the best health plans in Idaho

Great Coverage
Mountain Health CO-OP
Platinum
POS
Great Coverage
Great Coverage
Great Coverage
$
$
486.85
/mo
/mo

LINK PLATINUM

Deductible:
In-Network: $500 / Out-of-Network: $2,000
Primary Care Visits:
In-Network: $0 / Out-of-Network: 50% after deductible
Generic Drugs:
In-Network: $5 per script / Out-of-Network: 50% after deductible
Balanced Pick
Regence BlueShield of Idaho
Gold
POS
Balanced Pick
Balanced Pick
Balanced Pick
$
$
436.45
/mo
/mo

IAFN Gold 2500 POS

Deductible:
In-Network: $2,500 / Out-of-Network: $16,300
Primary Care Visits:
In-Network: $10 / Out-of-Network: 60% after deductible
Generic Drugs:
In-Network: $5 per script / Out-of-Network: $5 per script
Great Value
BlueCross of Idaho
Expanded Bronze
POS
Great Value
Great Value
Great Value
$
$
256.34
/mo
/mo

KCN North Bronze HSA 6250

Deductible:
In-Network: $6,250 / Out-of-Network: $18,900
Primary Care Visits:
In-Network: 20% after deductible / Out-of-Network: 60% after deductible
Generic Drugs:
In-Network: $5 per script after deductible / Out-of-Network: $5 per script after deductible

Quotes are based on pricing for a 30-year-old male. Specific plans may not be available in all counties within the state. Plan details are for illustration purposes only.

Plans
8

Health insurance carriers on the marketplace

142

Plans available on the marketplace

5%

Est. savings for Venteur customers*

% savings compared to group plans are estimates and may vary significantly

Insurance providers available in Idaho