Best health Insurance plans in
Louisiana
in 2025

Explore comprehensive Louisiana health insurance options through Venteur's user-friendly platform. Finding the best health insurance in Louisiana for Pelican State residents means accessing affordable, quality healthcare coverage meeting unique needs. We partner with Louisiana's leading insurance carriers offering diverse plan choices from traditional group coverage to innovative ICHRA solutions whether in New Orleans, Baton Rouge, or anywhere across the state with transparent pricing and easy enrollment.

‍

Get a quote
Market overview
4

Health insurance carriers on the marketplace

111

Plans available on the marketplace

5%

Est. savings for Venteur customers*

% savings compared to group plans are estimates and may vary significantly

Louisiana
Plans

Discover the best health plans in Louisiana

Great Coverage
BlueCross BlueShield of Louisiana
Gold
PPO
Great Coverage
Great Coverage
Great Coverage
$
$
744.09
/mo
/mo

Blue Max 90/70 $1500

Deductible:
In-Network: $1,500 / Out-of-Network: $3,000
Primary Care Visits:
In-Network: 10% after deductible / Out-of-Network: 30% after deductible
Generic Drugs:
In-Network: 10% after deductible / Out-of-Network: 10% after deductible
Ambetter
Expanded Bronze
EPO
$
$
330.33
/mo
/mo

Everyday Bronze

Deductible:
In-Network: $8,450 / Out-of-Network: Not Covered
Primary Care Visits:
In-Network: $40 / Out-of-Network: Not Covered
Generic Drugs:
In-Network: $3 / Out-of-Network: Not Covered
BlueCross BlueShield of Louisiana
Silver
POS
$
$
393.83
/mo
/mo

Precision Blue copay 70/50 $3200 (BR)

Deductible:
In-Network: $3,200 / Out-of-Network: $9,600
Primary Care Visits:
In-Network: $15 / In-Network-Tier-2: $30 / Out-of-Network: 50% after deductible
Generic Drugs:
In-Network: 30% after deductible / Out-of-Network: 30% after deductible

Quotes are based on pricing for a 30-year-old male. Specific plans may not be available in all counties within the state. Plan details are for illustration purposes only.

Insurance providers available in Louisiana

How it works

Get these plans for my team

1

Sign up for Venteur ICHRA

Venteur’s ICHRA for companies empower employees to protect their health and be their best with flexible, individualized plans that are easy to understand and highly protective.

2

Set a budget

Take control of your benefits strategy with Venteur's user-friendly interface, allowing you to dial in your plan with precision and flexibility, ensuring it aligns perfectly with your company's unique needs and goals.

3

Employees pick their own plan from the marketplace

Launch your benefits to your employees through Venteur's platform, providing them with immediate access to comprehensive coverage and resources tailored to their well-being.

Compare Plans

Taking down group plans one premium at a time

*
Venteur
ICHRA magic
-
Group Plan
Ho-hum
Responsibility taken by the individual market plan
Personalized plan choices
Easy and flexible plan design
Control over premium increases
No minimums for participation

FAQs

You got questions. We got answers!

What types of health insurance plans can I get in Louisiana?

You can find a wide variety of health insurance plans in Louisiana, including:

  • Individual and family plans offered through the Health Insurance Marketplace.
  • Medicaid, Medicare Advantage, dental, vision, short-term, and supplemental health plans depending on eligibility.

‍

When is open enrollment for Louisiana health insurance?
  • Open enrollment in Louisiana runs from November 1 to January 15 each year.
  • This period is when you can enroll in or make changes to your health insurance plan.

‍

What health insurance carriers are available on the Louisiana marketplace?

The following carriers offer health insurance plans on the Louisiana Marketplace:

  • Ambetter Health of Louisiana
  • Blue Cross and Blue Shield of Louisiana
  • CHRISTUS Health Plan
  • UnitedHealthcare Insurance Company.

‍

Who is eligible to buy Marketplace coverage in Louisiana?
  • Any Louisiana resident who is lawfully present in the U.S. and not incarcerated.
  • You may also be eligible for financial assistance if you don’t have employer coverage or qualify for Medicaid/Medicare.

‍

What is the difference between group health insurance and ICHRA in Louisiana?
  • Group health insurance offers set plans chosen by the employer, while ICHRA (Individual Coverage Health Reimbursement Arrangement) allows employees to purchase a plan of their choice and be reimbursed up to a set amount by their employer.
  • With ICHRA, employees can keep their plan if they leave the company; group coverage typically ends with employment.

‍

Speak with an expert

What is Venteur

Explore the best human-first Health Insurance platform

Icon: Workflows

Simple, personalized health benefits

Sign up in minutes, define your contribution, and let your employees choose the health plan that works right for them

Icon: Broker

Integrations to make everything run smoothly

We'll connect with your payroll and finance systems to make deductions and premium payments seamless

Icon: Marketplace

Easy onboarding and off-boarding

In just a few clicks, add your roster and make updates on the fly. We'll handle it from there.

Icon: communications

Venteur Certified Brokers to help your employees pick the right plan

Our trusted brokers ensure the best outcomes for employees and employers by unlocking health savings and providing unrivaled plan options.

Icon: AI

AI-powered plan recommendations to give you confidence while you shop

Backed by 30 years of healthcare data, Venteur’s AI helps employees compare and choose the best plan for their unique situation.

Icon: Rocket

Compliance and reporting because no-duh!

Venteur manages plan administration, reporting, and compliance so you can focus on growing your business.

See the platform

Discover the best health plans in Louisiana

Great Coverage
BlueCross BlueShield of Louisiana
Gold
PPO
Great Coverage
Great Coverage
Great Coverage
$
$
744.09
/mo
/mo

Blue Max 90/70 $1500

Deductible:
In-Network: $1,500 / Out-of-Network: $3,000
Primary Care Visits:
In-Network: 10% after deductible / Out-of-Network: 30% after deductible
Generic Drugs:
In-Network: 10% after deductible / Out-of-Network: 10% after deductible
Ambetter
Expanded Bronze
EPO
$
$
330.33
/mo
/mo

Everyday Bronze

Deductible:
In-Network: $8,450 / Out-of-Network: Not Covered
Primary Care Visits:
In-Network: $40 / Out-of-Network: Not Covered
Generic Drugs:
In-Network: $3 / Out-of-Network: Not Covered
BlueCross BlueShield of Louisiana
Silver
POS
$
$
393.83
/mo
/mo

Precision Blue copay 70/50 $3200 (BR)

Deductible:
In-Network: $3,200 / Out-of-Network: $9,600
Primary Care Visits:
In-Network: $15 / In-Network-Tier-2: $30 / Out-of-Network: 50% after deductible
Generic Drugs:
In-Network: 30% after deductible / Out-of-Network: 30% after deductible

Quotes are based on pricing for a 30-year-old male. Specific plans may not be available in all counties within the state. Plan details are for illustration purposes only.

Plans
4

Health insurance carriers on the marketplace

111

Plans available on the marketplace

5%

Est. savings for Venteur customers*

% savings compared to group plans are estimates and may vary significantly

Insurance providers available in Louisiana