Best health Insurance plans in
Ohio
in 2025

Find top Ohio health insurance plans through Venteur's comprehensive marketplace. Buckeye State residents deserve the best health insurance in Ohio fitting their budget and lifestyle. Our platform partners with Ohio's leading insurance carriers to offer diverse plan options, transparent pricing, and easy enrollment. Whether you're in Columbus, Cleveland, or Cincinnati, we help you compare benefits, understand costs, and select coverage providing peace of mind and excellent care.

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Get a quote
Market overview
13

Health insurance carriers on the marketplace

240

Plans available on the marketplace

45%

Est. savings for Venteur customers*

% savings compared to group plans are estimates and may vary significantly

Ohio
Plans

Discover the best health plans in Ohio

Great Value
Oscar
Expanded Bronze
HMO
Great Value
Great Value
Great Value
$
$
328.02
/mo
/mo

Bronze Classic PCP Saver (Select)

Deductible:
In-Network: $7,750 / Out-of-Network: Not Covered
Primary Care Visits:
In-Network: $25 / Out-of-Network: Not Covered
Generic Drugs:
In-Network: $3 per script / Out-of-Network: Not Covered
Balanced Pick
UnitedHealthcare
Gold
HMO
Balanced Pick
Balanced Pick
Balanced Pick
$
$
530.22
/mo
/mo

UHC Gold Standard

Deductible:
In-Network: $1,500 / Out-of-Network: Not Covered
Primary Care Visits:
In-Network: $30 / Out-of-Network: Not Covered
Generic Drugs:
In-Network: $0 / Out-of-Network: Not Covered
Great Coverage
AultCare Insurance
Gold
PPO
Great Coverage
Great Coverage
Great Coverage
$
$
673.23
/mo
/mo

AultCare Gold 1100 Select No Pediatric Dental

Deductible:
In-Network: $1,100 / Out-of-Network: $3,300
Primary Care Visits:
In-Network: $25 / Out-of-Network: 40% after deductible
Generic Drugs:
In-Network: 20% / Out-of-Network: 20%

Quotes are based on pricing for a 30-year-old male. Specific plans may not be available in all counties within the state. Plan details are for illustration purposes only.

Insurance providers available in Ohio

How it works

Get these plans for my team

1

Sign up for Venteur ICHRA

Venteur’s ICHRA for companies empower employees to protect their health and be their best with flexible, individualized plans that are easy to understand and highly protective.

2

Set a budget

Take control of your benefits strategy with Venteur's user-friendly interface, allowing you to dial in your plan with precision and flexibility, ensuring it aligns perfectly with your company's unique needs and goals.

3

Employees pick their own plan from the marketplace

Launch your benefits to your employees through Venteur's platform, providing them with immediate access to comprehensive coverage and resources tailored to their well-being.

Compare Plans

Taking down group plans one premium at a time

*
Venteur
ICHRA magic
-
Group Plan
Ho-hum
Responsibility taken by the individual market plan
Personalized plan choices
Easy and flexible plan design
Control over premium increases
No minimums for participation

FAQs

You got questions. We got answers!

When Is the Open Enrollment Period for Ohio Health Insurance?

The open enrollment period for Ohio health insurance plans typically runs from November 1 to January 15 each year. If you miss this window, you may need a qualifying life event to sign up at a different time.

What Are the Main Types of Health Insurance Plans in Ohio?
  • Health Maintenance Organization (HMO): Requires using a network of doctors and getting referrals to see specialists.
  • Preferred Provider Organization (PPO): Offers flexibility to visit out-of-network providers, usually at a higher cost.

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Other types include Exclusive Provider Organization (EPO) and Point of Service (POS) plans.
  • Exclusive Provider Organization (EPO): Coverage is limited to a specific network of doctors and hospitals. Unlike a PPO, an EPO usually does not cover any out-of-network care except in emergencies. Referrals to see specialists are typically not required, offering more direct access than HMOs.
  • Point of Service (POS) Plan: Combines features of HMOs and PPOs. You generally pick a primary care doctor and need referrals for specialists (like an HMO), but you have the option to get care outside the network at a higher cost (like a PPO).

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What Is the Average Cost of Health Insurance in Ohio?

The average full-price health insurance plan in Ohio costs about $536 per month. With subsidies, many people pay less—on average, $81 per month. Rates depend on age and income, and some pay under $10 monthly after discounts.

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How Do Short-Term Health Insurance Plans Work in Ohio?
  • Short-term health insurance plans in Ohio last up to three months and can be renewed once, for a total of four months.
  • These plans provide temporary coverage for gaps but may not cover all essential health benefits.

Eligibility and coverage details may vary, and regulations are subject to change.

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Speak with an expert

What is Venteur

Explore the best human-first Health Insurance platform

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Simple, personalized health benefits

Sign up in minutes, define your contribution, and let your employees choose the health plan that works right for them

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Integrations to make everything run smoothly

We'll connect with your payroll and finance systems to make deductions and premium payments seamless

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Easy onboarding and off-boarding

In just a few clicks, add your roster and make updates on the fly. We'll handle it from there.

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Venteur Certified Brokers to help your employees pick the right plan

Our trusted brokers ensure the best outcomes for employees and employers by unlocking health savings and providing unrivaled plan options.

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AI-powered plan recommendations to give you confidence while you shop

Backed by 30 years of healthcare data, Venteur’s AI helps employees compare and choose the best plan for their unique situation.

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Compliance and reporting because no-duh!

Venteur manages plan administration, reporting, and compliance so you can focus on growing your business.

See the platform

Discover the best health plans in Ohio

Great Value
Oscar
Expanded Bronze
HMO
Great Value
Great Value
Great Value
$
$
328.02
/mo
/mo

Bronze Classic PCP Saver (Select)

Deductible:
In-Network: $7,750 / Out-of-Network: Not Covered
Primary Care Visits:
In-Network: $25 / Out-of-Network: Not Covered
Generic Drugs:
In-Network: $3 per script / Out-of-Network: Not Covered
Balanced Pick
UnitedHealthcare
Gold
HMO
Balanced Pick
Balanced Pick
Balanced Pick
$
$
530.22
/mo
/mo

UHC Gold Standard

Deductible:
In-Network: $1,500 / Out-of-Network: Not Covered
Primary Care Visits:
In-Network: $30 / Out-of-Network: Not Covered
Generic Drugs:
In-Network: $0 / Out-of-Network: Not Covered
Great Coverage
AultCare Insurance
Gold
PPO
Great Coverage
Great Coverage
Great Coverage
$
$
673.23
/mo
/mo

AultCare Gold 1100 Select No Pediatric Dental

Deductible:
In-Network: $1,100 / Out-of-Network: $3,300
Primary Care Visits:
In-Network: $25 / Out-of-Network: 40% after deductible
Generic Drugs:
In-Network: 20% / Out-of-Network: 20%

Quotes are based on pricing for a 30-year-old male. Specific plans may not be available in all counties within the state. Plan details are for illustration purposes only.

Plans
13

Health insurance carriers on the marketplace

240

Plans available on the marketplace

45%

Est. savings for Venteur customers*

% savings compared to group plans are estimates and may vary significantly

Insurance providers available in Ohio