Best health Insurance plans in
Tennessee
in 2025

Explore Tennessee health insurance plans designed to provide comprehensive coverage for Volunteer State residents. Venteur makes finding the best health insurance in Tennessee simple by connecting you with top-rated insurance carriers across the state. From Nashville to Memphis, our platform offers transparent plan comparisons, competitive pricing, and innovative solutions like ICHRA for businesses helping you navigate options with confidence whether needing individual, family, or employer-sponsored coverage.

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Get a quote
Market overview
6

Health insurance carriers on the marketplace

123

Plans available on the marketplace

5%

Est. savings for Venteur customers*

% savings compared to group plans are estimates and may vary significantly

Tennessee
Plans

Discover the best health plans in Tennessee

Great Value
Oscar
Expanded Bronze
EPO
Great Value
Great Value
Great Value
$
$
444.53
/mo
/mo

Bronze Classic Standard

Deductible:
In-Network: $7,500 / Out-of-Network: Not Covered
Primary Care Visits:
In-Network: $50 / Out-of-Network: Not Covered
Generic Drugs:
In-Network: $25 / Out-of-Network: Not Covered
Balanced Pick
Ambetter
Silver
EPO
Balanced Pick
Balanced Pick
Balanced Pick
$
$
502.04
/mo
/mo

Standard Silver

Deductible:
In-Network: $6,500 / Out-of-Network: Not Covered
Primary Care Visits:
In-Network: $35 / Out-of-Network: Not Covered
Generic Drugs:
In-Network: $3 / Out-of-Network: Not Covered
Great Coverage
Oscar
Gold
EPO
Great Coverage
Great Coverage
Great Coverage
$
$
538.34
/mo
/mo

Gold Classic

Deductible:
In-Network: $3,500 / Out-of-Network: Not Covered
Primary Care Visits:
In-Network: $20 / Out-of-Network: Not Covered
Generic Drugs:
In-Network: $3 / In-Network-Tier-2: $15 / Out-of-Network: Not Covered

Quotes are based on pricing for a 30-year-old male. Specific plans may not be available in all counties within the state. Plan details are for illustration purposes only.

Insurance providers available in Tennessee

How it works

Get these plans for my team

1

Sign up for Venteur ICHRA

Venteur’s ICHRA for companies empower employees to protect their health and be their best with flexible, individualized plans that are easy to understand and highly protective.

2

Set a budget

Take control of your benefits strategy with Venteur's user-friendly interface, allowing you to dial in your plan with precision and flexibility, ensuring it aligns perfectly with your company's unique needs and goals.

3

Employees pick their own plan from the marketplace

Launch your benefits to your employees through Venteur's platform, providing them with immediate access to comprehensive coverage and resources tailored to their well-being.

Compare Plans

Taking down group plans one premium at a time

*
Venteur
ICHRA magic
-
Group Plan
Ho-hum
Responsibility taken by the individual market plan
Personalized plan choices
Easy and flexible plan design
Control over premium increases
No minimums for participation

FAQs

You got questions. We got answers!

What health insurance plans are available in Tennessee through Venteur?

Venteur connects you with top-rated health insurance carriers in Tennessee. You can explore a range of individual, family, and employer-sponsored health plans, including innovative options like Individual Coverage Health Reimbursement Arrangements (ICHRA).

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What is the open enrollment period for Tennessee health insurance?
  • The open enrollment period for health insurance in Tennessee runs from November 1, 2024, to January 15, 2025.
  • If you enroll by December 15, coverage starts January 1. Enroll after December 15 but before January 15, and coverage starts February 1.

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Are subsidies available for Tennessee health insurance?

Subsidies may be available to individuals who qualify based on income and other eligibility criteria. Most eligible Tennesseans can access subsidies through the Affordable Care Act (ACA) Marketplace to help make coverage more affordable.

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What are the most popular insurance providers in Tennessee?
  • Health insurance carriers commonly available in Tennessee include Ambetter, Blue Cross Blue Shield of Tennessee, Oscar, Alliant Health Plans, and Cigna.
  • The best choice depends on your unique needs and where you live in Tennessee

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Speak with an expert

What is Venteur

Explore the best human-first Health Insurance platform

Icon: Workflows

Simple, personalized health benefits

Sign up in minutes, define your contribution, and let your employees choose the health plan that works right for them

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Integrations to make everything run smoothly

We'll connect with your payroll and finance systems to make deductions and premium payments seamless

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Easy onboarding and off-boarding

In just a few clicks, add your roster and make updates on the fly. We'll handle it from there.

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Venteur Certified Brokers to help your employees pick the right plan

Our trusted brokers ensure the best outcomes for employees and employers by unlocking health savings and providing unrivaled plan options.

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AI-powered plan recommendations to give you confidence while you shop

Backed by 30 years of healthcare data, Venteur’s AI helps employees compare and choose the best plan for their unique situation.

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Compliance and reporting because no-duh!

Venteur manages plan administration, reporting, and compliance so you can focus on growing your business.

See the platform

Discover the best health plans in Tennessee

Great Value
Oscar
Expanded Bronze
EPO
Great Value
Great Value
Great Value
$
$
444.53
/mo
/mo

Bronze Classic Standard

Deductible:
In-Network: $7,500 / Out-of-Network: Not Covered
Primary Care Visits:
In-Network: $50 / Out-of-Network: Not Covered
Generic Drugs:
In-Network: $25 / Out-of-Network: Not Covered
Balanced Pick
Ambetter
Silver
EPO
Balanced Pick
Balanced Pick
Balanced Pick
$
$
502.04
/mo
/mo

Standard Silver

Deductible:
In-Network: $6,500 / Out-of-Network: Not Covered
Primary Care Visits:
In-Network: $35 / Out-of-Network: Not Covered
Generic Drugs:
In-Network: $3 / Out-of-Network: Not Covered
Great Coverage
Oscar
Gold
EPO
Great Coverage
Great Coverage
Great Coverage
$
$
538.34
/mo
/mo

Gold Classic

Deductible:
In-Network: $3,500 / Out-of-Network: Not Covered
Primary Care Visits:
In-Network: $20 / Out-of-Network: Not Covered
Generic Drugs:
In-Network: $3 / In-Network-Tier-2: $15 / Out-of-Network: Not Covered

Quotes are based on pricing for a 30-year-old male. Specific plans may not be available in all counties within the state. Plan details are for illustration purposes only.

Plans
6

Health insurance carriers on the marketplace

123

Plans available on the marketplace

5%

Est. savings for Venteur customers*

% savings compared to group plans are estimates and may vary significantly

Insurance providers available in Tennessee